Mortgage Calculator PRO

Complete mortgage analysis with amortization schedule · Extra payments · Bi-weekly options

Full Amortization Schedule
Mortgage Details
Home Price ($)
Down Payment ($)
Interest Rate (%)
Loan Term (Years)
Property Tax (Yearly)
Home Insurance (Yearly)
Extra Monthly Payment ($)
Monthly Payment
Bi-Weekly (26/year)
Includes principal, interest, taxes, and insurance (PITI). Extra payments go directly to principal.
Payment Summary
Monthly Payment Breakdown
Loan Balance Over Time
Amortization Schedule
Year Balance Principal Paid Interest Paid
Full Amortization
See detailed payment schedule for entire loan term
PITI Calculation
Includes principal, interest, taxes, and insurance
Extra Payments
See how extra payments save interest and time
Bi-Weekly Options
Compare monthly vs bi-weekly payment strategies

Frequently Asked Questions

What is PITI?
PITI stands for Principal, Interest, Taxes, and Insurance. It's the full monthly payment that includes your loan payment plus property taxes and homeowner's insurance.
How does bi-weekly payment work?
Bi-weekly payments mean you pay half your monthly payment every two weeks. This results in 26 half-payments per year (13 full payments), helping you pay off your loan faster.
How do extra payments help?
Extra payments go directly to your principal balance, reducing the amount you owe faster. This means less interest accrues and you pay off your loan years earlier.
What is amortization?
Amortization is the process of paying off a loan over time through regular payments. Early payments go mostly toward interest, while later payments go mostly toward principal.
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Complete Mortgage Calculator with Amortization Schedule

Our Mortgage Calculator PRO provides a complete analysis of your home loan. Calculate monthly payments including principal, interest, taxes, and insurance (PITI). See detailed amortization schedules, compare payment strategies, and discover how extra payments can save you thousands in interest.

Key Features: Full amortization schedule, PITI calculation, bi-weekly payment options, extra payment analysis, interest savings calculator, and visual balance charts.

Perfect for: Home buyers, homeowners considering refinancing, real estate professionals, financial planners, and anyone wanting to understand their mortgage better.